Category: Finance

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Six Ways to Cut on Business Costs Right Now

Running a business costs money, and these costs increase regularly. Over time, you have to give your employees a salary boost while also keeping your profits up. You need to continue developing products and services, too, to keep up with your competitors in the market. But now more than ever, it is imperative for you

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What to Consider Before Purchasing an Investment Property

One of the smartest financial moves you can make is to invest in real estate. When done right, a real estate investment can generate a strong passive income for years, not to mention the equity gains and tax breaks it can bring. But before you can enjoy these rewards, you must understand what makes an

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How to Financially Recover from an Emergency

You might be in a good situation financially as you settle in your house and job. However, you will never be able to anticipate an emergency. You might encounter a situation that requires you to spend a lot of money, which could derail your financial plans. You might even find yourself in debt or end

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Refinancing Your Mortgage during COVID-19: Is It a Good Idea?

COVID-19, which started spreading around the world earlier this year, has been causing damage to economies. Many governments have enforced lockdowns, which meant that businesses had to shutter their doors as consumers stay inside their homes for safety. However, there is one silver lining that came out of the current crisis. Right now, mortgage rates

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How Can Entrepreneurs Survive the Pandemic?

Small businesses are the lifeblood of a community. But because of the pandemic, many of them have forced to shut doors. Now, many entrepreneurs are facing incredible financial pressures and uncertainty. And it’s up to them to embrace the challenge of building a more reliable and more innovative business with the resilience to thrive. Here

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Where Can Retirees Get Funding For Emergency Expenses?

Workers are told that they need to have at least three to six months worth of emergency savings, but when you’re already retired, accumulating this much cash may no longer be doable. For one thing, your income stream is no longer as steady as before, unless you have a business. The money you receive from

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Buying a house

Home Sweet Home: Helpful Ideas to Consider for Homebuyers

Selecting and buying a house is a monumental decision. It involves weighing out several factors, like finances, career, and education. It also affects you and your family, which is why you must make the right choice. As you sort out your budget and apply for home loans, check out these three house hunting suggestions: 1.

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4 Ways to be Productive While Working Remotely

During these times when people across the globe have been told to stay indoors due to COVID-19, working at home may prove to be a challenge. According to a 2012 study by the Journal of Economic Behaviour & Organization, several people reported being more productive with certain tasks when they were done in a structured

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Different Sources of Cash Flow to Take Note Of

There is nothing more challenging than running your own business. It requires you to be hands-on with multiple things. You have your operations, finances, human resources, and many other components to think about. On the subject of money, it is no surprise that there are outsourced CFO firms that can provide you with expert know-how when

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Getting Out Of Debt: What You Should Be Doing

Borrowing money is a way of life for many people nowadays. People take out loans and use their credit cards all the time. The problem with this is that debt piles up if you don’t pay for it. Many people have found this out to their misfortune. If you are one of those unlucky enough

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